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Apply for Honda Financing Online

Our pre-qualification is a quick and easy way to see where you stand before you step foot in our showroom. Take a few minutes and complete our secure online application from the comfort of your own home today.

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Auto Financing Has Never Been Easier

When you choose AutoNation Honda Spokane Valley for your auto financing needs, you can expect:

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Easy Credit

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.

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Worry-Free Financing

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

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Straightforward Pricing

You'll receive a low price on new and pre-owned vehicles. So you'll save time and get a great value.

Frequently Asked Questions


Is it better to lease or buy a car?

It depends. Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the total cost of a vehicle. Each has its own benefits and drawbacks. It's not possible to simply say that one is always better than the other because it depends on your own particular situation and preferences. You must not only look at the financial comparisons but also at your own personal priorities and what's important to you.

Do you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year? Leasing might be the best option.

Do you like to keep your car for longer than three years, drive more than 10,000 miles per year, or enjoy modifying or customizing your car? You should probably consider purchasing your next vehicle.

Lease vs. Buy

Can I trade in my car that's not paid off?

In a word: yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If you are underwater with your current loan (you owe more than your car is worth), the negative equity will be added to the new loan.

If you are not underwater, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!

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How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.

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Can I finance a used car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!

View Pre-Owned Inventory

Can I get a car loan with bad credit?

Yes! Thanks to our worry-free financing, we are able to offer new and pre-owned vehicle financing to almost everyone, regardless of your current credit situation! Chances are we can find a lender and a financing plan that works for you.

In fact, you can even apply for a car loan from the comfort of your own home today with our fast and secure online finance application. If you have any questions, feel free to give us a call to speak with one of our knowledgeable finance team members. We are dedicated to getting you behind the wheel of a new or pre-owned vehicle regardless of your credit score.

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Honda Protection Plans

Your vehicle is a big investment, so it's important to keep it protected. [Dealership Name] offers an array of protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents. Drive with the peace of mind knowing that your car is protected.

Appearance & Maintenance

Theft & Investment

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Shopping Tools

Honda Payment Calculator

Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.

Estimate Your Payment

Honda Special Offers

AutoNation Honda Spokane Valley offers a variety of lease specials and financing offers on popular Honda models. Getting behind the wheel of a Honda has never been easier.

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We'll Buy Your Car

Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*

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Shop by Monthly Payment

Have a monthly payment amount in mind? Our affordability calculator allows you to shop for new and pre-owned vehicles within your monthly budget.**

Your Trusted Honda Finance Center in Spokane Valley

Interior view of AutoNation Honda Spokane Valley

Finance a Honda Near Me Spokane Valley, WA

Whether you're in the market for a Honda Accord, Ridgeline, Honda Pilot or HR-V, purchasing a new Honda has never been easier. You have options at AutoNation Honda Spokane Valley, and we make the process easy and enjoyable.

The finance team at AutoNation Honda Spokane Valley is ready to answer any auto loan and leasing questions for our loyal customers in Spokane Valley, Liberty Lake, and Millwood.

Visit our online showroom to search our full inventory of new and used cars. When you find the new Honda Civic or used Honda CR-V you've been searching for, stop by our Honda dealership for a test drive. 

We're located at 8201 E Sprague Avenue in Spokane Valley, less than a mile north of East Appleway Boulevard.

Honda Specials and Lease Deals

Many customers ask if it's better to lease or buy their new car. The answer depends on your personal needs.

Advantages of Leasing

  • You can drive a new car every two to three years
  • Monthly payments are usually lower (for the same loan term as traditional financing)
  • Leasing typically requires a lower down payment
  • You have the option to trade in your vehicle or purchase it at the end of your lease term

Advantages of Financing

  • No mileage restrictions; no need to worry if you drive more than 12,000 to 15,000 miles annually
  • Depending on your credit score, it's sometimes easier to qualify for financing
  • The longer you drive the vehicle, the more equity you build
  • You can customize the interior or exterior to suit your taste

We have Honda lease specials and finance offers that allow you to take advantage of the competitive rates and flexible terms from Honda Financial Services.

How To Finance a Honda Vehicle

At AutoNation Honda Spokane Valley, we believe in "no-hassle financing." In fact, you can begin the process at home, using our secure online credit application. Just input some personal information and your contact information, and one of our finance department specialists will contact you.

Don't let bad credit concerns keep you from applying. Our Honda finance department works with a variety of lenders. No matter your credit situation, it's likely we can create a financing package to fit your budget.

We'll Buy Your Car

Get a certified cash offer for your trade-in vehicle, regardless of what shape it's in. The offer from our Honda dealership is guaranteed for 7 days or 500 additional miles and will be honored at any of our hundreds of AutoNation locations.

Visit AutoNation Honda Spokane Valley in Spokane Valley, WA

We are committed to helping you get behind the wheel of the new or used Honda of your dreams. We have finance options for any Honda model, including Honda Odysseys, SUVs, coupes, hatchbacks, and more.

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Your privacy is important to us.

[Dealership Name] takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

*Subject to in-store verification, vehicle condition and mileage. Appraisal valid for 7 days or 500 miles, whichever comes first. See store for details. Some restrictions apply.

** These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.